Job Description:
• Analyzes qualitative and quantitative data and provides approval for risk selection and acceptance, coverage, and pricing.
• Analyzes quality and quantity of risks underwritten and prepares reports accordingly.
• Evaluate life insurance applications, including those with chronic illness riders, with a focus on both medical and financial risk assessment.
• Assists others with resolving complex issues while ensuring adherence to underwriting standards and objectives.
• Participates in business planning to support product, program and policy developmental efforts.
• Participates in department initiatives; assists in recommending/ implementing changes to improve productivity, profitability, growth and quality.
• Selects and classifies risks according to company philosophy and standards.
• May assist with training and developing underwriters.
• Manages retention.
• Maintains profitable mortality experience.
• Analyzes and interprets medical, non-medical and financial information.
• Make decisions within approval limits at 100% up to $15,000,000 standard to age 90.
• Determines appropriate requirements.
• Reviews and provides signatures on referrals from underwriters.
• Identifies and provides solutions to work related problems and issues.
• Communicates and collaborates with the field and home office to provide the highest quality service levels to customers.
• Maintains positive and effective relationships with internal and external partners.
• Participates in major projects.
• Complies with all company and site policies and procedures.
• Remains current in profession and industry trends.
• Successfully completes regulatory and job training requirements.
• Performs other duties as assigned.
Requirements:
• College degree required, equivalent work experience in life Underwriting may be considered
• FLMI, FALU and ACS designations or current coursework toward earning certificates Required
• 7-10 Years underwriting experience Required
Benefits:
• Flexible work arrangements